In order to solve the problem that small and medium-sized business owners are busy with their careers and do not necessarily have time to run the bank, the Bank has launched a new program for small and medium-sized enterprises. A fast, simple and convenient online loan application platform for enterprises, "We-Enterprise e-Shidai", has the following features: ● No business establishment period requirement ● Maximum loan amount is 5 million ● Loan term can be up to 5 years Apply for a loan through "We-Enterprise e-Time Loan", and agree to transfer the SME credit insurance fund to enjoy a better loan amount and interest rate.
The credit insurance fund is a public welfare consortium legal person established by joint donations from the government and financial institutions. Its industry email list main purpose is to provide credit guarantees for cultivating small and medium-sized enterprises with development potential but lack of collateral, so as to share the loan risks of financial institutions and make banks willing to lend to those who lack collateral.
SMEs. "Micro-enterprise e-time loan" is based on AI enterprise cash flow model and intelligent computing technology, which can satisfy new micro-enterprise owners who are not good at dealing with banks, and use the online platform to try to calculate the loan amount and simplify the loan application process. Compared with ordinary bank loans, "We-Enterprise e-Shidai" has no business hours restrictions, and online loan applications can be completed through mobile phones 24 hours a day.